Terms of Service

Last updated: October 17, 2026

1. Introduction

Welcome to Loopwarn ("Loopwarn", "we", "us", "our"). These Terms of Service govern your use of our subscription tracking service available at loopwarn.com (the "Service"). By creating an account or using the Service, you agree to these Terms. Loopwarn is operated by Kodjo Hugues Ballo (sole proprietor), based in the Philippines.

2. The Service

Loopwarn reads subscription receipt emails you forward to us and sends you alerts before recurring charges hit your card. We don't connect to your bank, and we don't access your email inbox directly. You control what we see by choosing which emails to forward.

3. Account & Eligibility

You must be at least 18 years old to use Loopwarn. You're responsible for keeping your login credentials secure and for all activity under your account.

4. Subscription & Billing

Loopwarn is a paid subscription service billed at $7.99/month after a 14-day free trial. Payments are processed by Paddle, our Merchant of Record. Your subscription auto-renews each month unless you cancel. You can cancel anytime from your account settings.

5. Refunds

See our Refund Policy at loopwarn.com/refund.

6. Acceptable Use

You agree not to: use the Service for illegal purposes, attempt to reverse engineer or disrupt the Service, forward content that violates others' privacy or rights, or use automated means to abuse the Service.

7. Content You Forward

You retain ownership of the emails you forward to Loopwarn. By forwarding, you grant us a limited license to process that content solely to provide the Service (parsing, storing subscription data, sending alerts). We don't share forwarded content with third parties except as described in our Privacy Policy.

8. Service Availability

We aim for high availability but don't guarantee uninterrupted service. We may suspend or modify the Service for maintenance, updates, or legal reasons.

9. Disclaimer

The Service is provided "as is." We do our best to catch every renewal, but we can't guarantee 100% accuracy. You remain responsible for your own subscriptions and charges. Loopwarn is not a financial advisor and does not provide financial advice.

10. Limitation of Liability

To the fullest extent permitted by law, Loopwarn is not liable for any indirect, incidental, or consequential damages arising from your use of the Service. Our total liability in any dispute is limited to the amount you paid us in the 12 months before the claim.

11. Termination

You can delete your account anytime. We may suspend or terminate accounts that violate these Terms. On termination, we'll delete your data as described in our Privacy Policy.

12. Changes to Terms

We may update these Terms occasionally. We'll notify you by email of significant changes. Continued use after changes means you accept the updated Terms.

13. Governing Law

These Terms are governed by the laws of the Philippines. Any disputes will be resolved in the courts of that jurisdiction.

14. Contact

Questions about these Terms? Email hello@loopwarn.com.